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"Most banks have already reissued credit cards to cardholders, but most large retailers are unable to accept these cards. I've received my chip cards from Bank of America and have attempted to use the cards at many brick and mortar stores without any luck. Inserting my card into the Payment Terminal (PinPad) does not yield any results. Most merchants have rolled out the new Payment terminals like Ingenico's ISC 250 and ISC 480 devices or VeriFone's MX915 and MX925 devices, BUT "dipping" your Chip enabled card, still does not work? Will these large retailers be able to meet the October 1st deadline? "